Get Scapia Lifetime Free Credit Card with Higher Limit

Scapia Federal Credit card is a co-branded credit card by the Federal Bank in partnership with a fintech firm Scapia. The Scapia credit card is primarily targeting young travelers. Keeping in mind its target audience the Scapia credit card offers zero forex markup on international spending and unlimited lounge access within India. Let’s review the card and see if it’s really worth it.

Apply Scapia Credit Card Now

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• No joining and no annual fees. It’s a Lifetime free card

Reward Points

• • 2 Scapia coins for every 20 spent i.e. 20 coins for every 100 spent. 1 Scapia coin = 20p. Thus a 2% reward rate.
  • 4 Scapia coins for every 20 spent on travel on the Scapia app. Overall a 4% reward rate on travel spends thru Scapia app.

• Exclusions: Cash withdrawal, wallet load, fuel spends, rent payment, government payments, education, and school fees, forex spends, and gift cards.
• No milestone benefits.

Lounge Access

• Unlimited lounge access provided you spend at least 5000 in the previous billing cycle.
• Currently, the Scapia credit card offers lounge access to 54 lounges in 31 cities across the country.
• A list of participating lounges can be accessed here